diff --git a/packages/user/wallet/index.css b/packages/user/wallet/index.css
index 56337b66..6fb03e95 100644
--- a/packages/user/wallet/index.css
+++ b/packages/user/wallet/index.css
@@ -1,5 +1,6 @@
 page {
     background-color: #f6f7fb;
+    padding-bottom: 0rpx;
 }
 
 .header {
@@ -144,4 +145,12 @@ page {
     font-size: 26rpx;
     color: #999999;
     margin-top: 10rpx;
+}
+
+/* 加载更多提示样式 */
+.load-more {
+    padding: 30rpx 0;
+    text-align: center;
+    font-size: 28rpx;
+    color: #999999;
 }
\ No newline at end of file
diff --git a/packages/user/wallet/index.vue b/packages/user/wallet/index.vue
index f2a64dfa..bd5cf5d2 100644
--- a/packages/user/wallet/index.vue
+++ b/packages/user/wallet/index.vue
@@ -54,6 +54,11 @@
                 <view v-else>
                     <view class="no-record">暂无变动记录</view>
                 </view>
+                <!-- 加载更多提示 -->
+                <view v-if="records.length > 0" class="load-more">
+                    <text v-if="loading">加载中...</text>
+                    <text v-else-if="!hasMore">没有更多数据了</text>
+                </view>
             </view>
         </view>
     </view>
@@ -74,6 +79,8 @@ export default {
             itemType: '',
             page_num: 1,
             page_size: 10,
+            loading: false,
+            hasMore: true
         }
     },
     onLoad(options) {
@@ -84,7 +91,27 @@ export default {
         this.photoVal = options.type == 1 ? 'https://wechat-img-file.oss-cn-beijing.aliyuncs.com//user_wallet1.png' : (options.type == 2 ? 'https://wechat-img-file.oss-cn-beijing.aliyuncs.com//user_wallet2.png' : 'https://wechat-img-file.oss-cn-beijing.aliyuncs.com//user_wallet3.png');
         this.itemObj = JSON.parse(options.item);
         this.itemType = options.type;
-        this.balance = options.type == 1 ? this.itemObj.points : (options.type == 2 ? this.itemObj.property_housing_fund : 0)
+        this.balance = options.type == 1 ? this.itemObj.points : (options.type == 2 ? this.itemObj.property_housing_fund : 0);
+        this.page_num = 1;
+        this.records = [];
+        this.hasMore = true;
+        this.getWalletInfo();
+    },
+    
+    // 下拉刷新
+    onPullDownRefresh() {
+        this.page_num = 1;
+        this.records = [];
+        this.hasMore = true;
+        this.getWalletInfo().then(() => {
+            uni.stopPullDownRefresh();
+        });
+    },
+    
+    // 触底加载更多
+    onReachBottom() {
+        if (this.loading || !this.hasMore) return;
+        this.page_num++;
         this.getWalletInfo();
     },
     methods: {
@@ -95,18 +122,54 @@ export default {
         },
         // 获取钱包信息
         getWalletInfo() {
+            if (this.loading) return Promise.resolve();
+            
+            this.loading = true;
             const params = {
                 page_num: this.page_num,
                 page_size: this.page_size,
             }
-            if (this.itemType == 1) {
-                request(apiArr.getPoints, 'POST', params, { silent: false }).then(res => {
+            
+            const requestPromise = new Promise((resolve, reject) => {
+                if (this.itemType == 1) {
+                    request(apiArr.getPoints, 'POST', params, { silent: false }).then(res => {
+                        this.handleResponse(res);
+                        resolve();
+                    }).catch(err => {
+                        reject(err);
+                    })
+                } else if (this.itemType == 2) {
+                    request(apiArr.getAccumulationFund, 'POST', params, { silent: false }).then(res => {
+                        this.handleResponse(res);
+                        resolve();
+                    }).catch(err => {
+                        reject(err);
+                    })
+                } else {
+                    resolve();
+                }
+            });
+            
+            requestPromise.finally(() => {
+                this.loading = false;
+            });
+            
+            return requestPromise;
+        },
+        
+        // 处理响应数据
+        handleResponse(res) {
+            if (res && res.rows) {
+                if (this.page_num === 1) {
+                    // 第一页数据直接替换
                     this.records = res.rows;
-                })
-            } else if (this.itemType == 2) {
-                request(apiArr.getAccumulationFund, 'POST', params, { silent: false }).then(res => {
-                    this.records = res.rows;
-                })
+                } else {
+                    // 后续页数据追加
+                    this.records = [...this.records, ...res.rows];
+                }
+                
+                // 判断是否还有更多数据
+                this.hasMore = res.rows.length >= this.page_size;
             }
         }
     }